Health cover designed for over 50s

With flexible cover, Apia health insurance is designed for over 50s – and that makes sense.

Apia is now offering health cover specifically suited to over 50 year olds. Even the Essential hospital cover ensures you’re looked after for the important things such as heart surgery and joint replacement. So now’s the right time to check if your current cover reflects your changing lifestyle and needs.

Tailored packages to suit you
Choose the right bundle of cover from a range of Hospital and Extras to suit your budget and lifestyle. You can also choose an extras cover with higher annual limits on services such as optical and dental – the services that people use most.

Your health cover, your choice of provider
With Apia health insurance, you’ll have a choice of Extras providers – that is, visit the dentist or optometrist you’d like to see, not the one your health fund tells you to see.*

Switching to Apia health insurance is simple:

  • there are no waiting periods – if you’re with another provider, we’ll recognise waiting periods already served so you can claim straight away^
  • you’ll receive up to a four per cent discount – when you pay by Direct Debit from a bank account
  • you won’t have to transfer your paperwork – we’ll get in touch with your current fund and take care of all the paperwork, making it simple for you to switch.


If you’ve just received a price increase from your current health fund, now’s the perfect time to get a quote from Apia, with insurance cover specifically designed for over 50s.

To obtain a quote, call Apia on 13 50 50 or visit for more information.

*Provider must have professional qualifications recognised by the health insurer. ^Waiting periods apply for services not currently covered. Any benefit limits already used with the current fund will apply to your Apia health insurance policy.

This Apia health insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer and is arranged by Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 as authorised agent of nib.

Written by Partner Content

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