Pension

My Husband was on a Disability Pension when we Married in 1983
In 2005 he spent 5 Months in Hospital, due to a Doctor prescribing a Heart drug that he should not have taken because he was Asthmatic. He was hospitalised and was given 2 other drugs that should not have been given with the first Tablet and almost died, after 3 months he spent 10 days in Intensive care where they finally discovered the problem, after he went from 135 Kilos to 87 kilos, Damaged his Heart, lungs, kidneys, vocal chords, cellulitis, and return of healed skingrafted ulcer on his leg. He spent a month in Rehabilitation learning to Walk, and talk.

I became his carer.

Then he broke his hip another month in Rehab.

I have been on the wives pension since 1983, worked a small part time job, and been a carer,
My Husband received a Disability support pension + Mobility Allowance, and for 6 months from June 2009 to December 2009 Worked in a sheltered workshop.

In October 2009 My Husband was fitted with a Pacemaker due to the damage to his heart, and also an ablation to the top of his heart.

In December 2009 my husband died suddenly, of a massave heart attack ???? the Coroner has not been able to complete an inquest due to a large backlog.


Finally were I am going..... I received a wives pension until March 2010, plus $2,000 bearevement allowance, then my pension was cut by $236 per Fortnight, and I lost my Pension card, because I was 59, when I turned 60 they gave me back my pension card.

I am on a widows allowance which I would not have received If I had not been a carer for my husband, it is very difficult on this amount less than 1/3 of what we were receiving together.
I have to stay on this allowance 5 years until I am 65..

A friend who is on the aged pension was thrown out by his much younger wife, and suggested we could get married,

No impossible There is no longer a wives pension I would get Newstart, no consession card
and less money until 65.

We could live together in my Housing commission house, and pay extra rent, but then centerlink would count us as a couple and I would still be changed to newstart, we can't even help each other.

Meanwhile I struggle to make ends meet, he lives in a friends Garage, and he eats some nights with me and we share the cost of food.

It is a big struggle for most pensioners very difficult a a time when you loose your husband, your grieving and finding it very hard. A single pension,would make life a lot easier.

Or should we live together and stay as we are and run the risk of being fined or Jailed,
It just isn't worth the risk !

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Lynnaire, I feel for you, as anyone who regularly reads this site I used to comment on here quite often about the inequalities forced onto the women of australia(myself included) when they are widowed (or divorced or separated) and they are over the age of 54..



In all my battles with the politicians about getting the widow allowance changed back to the pension it once was (it ceased being a pension in 1997) I have it in writing from Canberra that it is an adequate income to live on whilst looking for work (I would like to see them live on it).



To all of those who continuosly say get out and get a job, boy do I wish you would pull your heads in, the very fact is that to get this benefit we must have been out of the workforce for at least ten years (and then all the other criteria including being older than 54) and in a lot of cases the woman has never worked.



I know for a fact that even if you do apply for jobs you do not even get a reply and when a woman of 34 who is fully qualified in Health Research stuff can not get a job (a friend of mines daughter is in this situation ) how in the heck do you expect women of our age (I am 62) to get work.



The only person on this site who does not shoot us down in flames immediately we mention anything is Innes and in relation to the voting recently I did not vote for either major party because they both have the same comment- they are doing away with gender based benefits, it is only meant to be a temporary benefit and it is being phased out completely.



Lynnaire you are in the situation like me where by you are going to have to battle on, hope you have family and/or friends who can help you with getting food (I have to go to charities at times as the mortgage payment has to have a higher priority)and do what I do , I keep writing to the paper and to my federal politiician and if I see any articles in the paper on a sunday (the only paper I buy)I write in response to that.



If you want some support and do not want to get all the attacks like I have had then feel free to send me a private message.



In closing hugs to you and thoughts of support to you

toot surely you and others would have put a little money away for a rainy day and the future,a

lot of younger people spend everything that comes into the house weekly ,tomorrow will look after itself.

I know people like that and they are battling to make ends meet, but that was their choice,so don't grizzle,why don't you leave Australia and come back on a boat and the government will give you everything you need.

If you go into the nursing homes they will fleece you of every cent they can squeeze out of you,I have been thru the experence when my husband was in one for 10 years ,a good place to keep out of





jesse j

Toot I have been on this forum and I have never had a go at you,or anyone for complaining about your lot or at anyone else either who has to bear the venom dished out by the holiier than thou's, who I would like to see walk a mile in your shoes ,,, these no all, no nothings, have no idea what some of you have had to cope with on your lifes journey and they quite frankly make me sick All we have is our pensions and I manage ok , because I have learned a few tricks along the way, and we have not had any serious illness to deal with, but I know folk who have ,,, and it is not easy,, don't let the smart A,s upset you they are't worth it ,,,

I agree with you Tadpole - very well said.

What worries me is that you might not be a tadpole - if that is the case I feel horribly let down.

(are you a princess in disguise ?)

thanks you guys , it is nice when you get a bit of support. Just a little word to finish the story I did used to get the odd days work doing filing in the office of one of the organisations I am with, the thing is as us on the widow allowance are only allowed to earn $31 dollars a week it is hard. The work has stopped anyway as the organisation is having to watch its pennies very carefully as it is a not for profit mob.



Well to all of those out there who are battling on an income that is extremely low, below the poverty line or very intermittent, remember this , there are those who understand and if the moderator will allow me to say this- we must not let the bastards grind us down.



Good night, good morning, love , hugs and well wishing thoughts to all of you, may you all give and receive a smile today and know in your heart that you are loved.

This is getting to be a very worrying habit Tadpole & fwed.

You 2 are so right. It is a fact that a 62 year old woman can't get a job.

Even if she could, she is effectively taxed at 50% for every dollar earned

over $31 P/W. Is this fair?

If toot were a bludger, as some seem to intimate, she would sell her

home & rent & get the rental allowance. The system victimises anyone

who actually tries to do the right thing. It is quite simple. Nobody can

pay a mortgage & live on the widows pension.

You are so right Innes why on earth would a person of 62 years of age

on Government money be trying to still pay a mortgage?

People receive an allowance

to help pay the rent toot, so you would have a much easier life but of

course working to earn your own money would make you a lot happier

I am sure, as must be horrible fornting up for charity groceries when looking

hale and hearty.



Sell your place toot and move where you can get a job maybe?



I have worked hard and of course never having had children

own my own condo so when I retire I have money saved and own

my own place but to pay a mortgage on the widow's pension would

be a nightmare. Good luck with whatever you decide.





Well to all of those out there who are battling on an income that is extremely low, below the poverty line or very intermittent, remember this , there are those who understand and if the moderator will allow me to say this- we must not let the bastards grind us down.



Good night, good morning, love , hugs and well wishing thoughts to all of you, may you all give and receive a smile today and know in your heart that you are loved.



Well said, In the bottom two lines, does that include me? The Bully"

Lynnaire, your story sounds very much like a friend's, but she was lucky that she had a son who did very well and bought her a house. I feel for you. The whole pension system is a total disaster. It is doling out to manipulators, bludgers, and spendthrifts. It's punishing people who saved well by depriving them of fair benefit. And it's failing the genuinely disadvantaged dismally. The problem I see is that there is too much division about the solution. Those with nothing insist pensions should be only for those with nothing - ignoring the inequity of depriving people who work and save of fair benefit and ignoring the negative consequences of disincentivizing work and saving. Those with plenty also want to deprive all by the neediest, because they want taxes reduced at any cost - no matter how unfair or unsustainable the policy.

Ultimately, the answer has to be a higher base level pension and a fairer deal for those who do work and save well so that they are never worse off than if they had not. Extta spending by those who find themselves a little better off would boost GST and business profits and create jobs, which would boost income tax revenue and generate more spending and start a cycle of growth. Why can't the government see that?

The married pension is particularly unfair, because two cannot necessarily live cheaper than one, depending on specific circumstances.

I know many like you who cheat and simply take a partner in and say nothing. I know several who got themselves classified as ''disabled'' and needing a carer, which would improve your situation dramatically. One person I know put a very cheap caravan in the back yard for their ''partner'' to live in. Don't know if any of these ideas would work for you. Regardless, I wish you well. I hope things improve for you SOMEHOW!

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